Buying a home has seldom been this easy, especially if you have a solid credit rating

Buying a home has seldom been this easy, especially if you have a solid credit rating

Aren’t hampered by student loans or other debt.

The loan process is more streamlined than ever – thanks to online apps – though promises of instant approval are still unrealistic.

And while there’s still plenty of paperwork, the journey is smoother than ever.

“In terms of the ease of applying, everyone has an online app,” said Tony Byrne, a Spokane mortgage broker with Heritage Home Loans. More